Money Money – a means of subsistence. Click Dell to learn more. Money is never enough. Money is property quickly end, rill. And that would be money wisely spent and lack of ZP to ZP, need consideration, as in accounting. It is necessary to have a notebook in which to record the daily expenses. Graphs about such, but there may be others – it depends on your imagination. Income / data / flow / total daily writing down everything that is buying up to a box of matches, for 3 months you'll know how much is your cost of living. Knowing as needed for products that you can plan a big waste.
You are a young family, you need a lot. Got ZP both – a lot of money. I would like both – a stream flowed. Prior to ZP another three weeks – and no money. Start nitpicking with by her husband: "You are not economical, but my mother …
…" You also do not stay in debt, "You earn too little, but my dad …" To avoid this, you need a record of cash and planning. That such a sum, we defer to products – the sum set aside in an envelope with the words "food". Such a sum – for clothes – an envelope with the words "clothes". The third envelope labeled, "the Bank", that is, the amount deferred in the "bank" – is not wasted. Let it be 100 = 200 rubles, but this first joint of your savings. Gradually the envelope with the words "bank" begins to "heat" soul. So you can collect money to buy some necessary things, and maybe a year to collect and leave. Thus your money on control, and when there is no control and no money, because they tend to sand. Very often, buying food, spending money, eating these foods you start feverishly: "Where I've been doing that much money?!" Most of the the family budget is spent on food. Considering monthly expenses, subtracting that amount from the income you'll need to know how much on food. And knowledge – is power. Therefore, you will eventually become a smart, strong and lean. And you can proudly say – "I am a good housewife, I know the expense of money!" To be continued …