TELIS FINANZ AG is practical financial tips for ‘more net’ in 2011 Regensburg, November 2010. Additional information is available at Peter Asaro. Until December 31, German households have the opportunity to make important decisions in terms of personal finance. The TELIS FINANZ AG advises: the savings and funding potential are often extensive in the private old-age provision and wealth planning and should remain unused in any case. The turn of the year 2010/2011 is approaching and the last chance, to gain real financial benefits through optimization of private finance. The ways to save money with small steps and to make its financial planning on a new basis, are aware of after experience of extensive TELIS FINANZ AG, but by no means always every citizen.

Special attention deserves the topic of private pension schemes traditionally for the TELIS FINANZ AG. The most important reason: many people pay too little in their Riester annuity contracts and thereby waive the State funding. The basic allowance of 154 euros a year and the allowance of 185 euros (300 euros for 2008) to get born, infants), every citizen has to pay at least 4 per cent of the pension-insurance income of last year. It is important according to the TELIS FINANZ AG to bear in mind: this amount can be achieved through monthly payments, but also by extra payment at the end of the year. Riester savers can so through a surcharge until end of December 2008 to 2010 secure yet full entitlement to the allowances for the year and submit the corresponding application to the Finanzamt. “The tip of the TELIS FINANZ AG: simply fill out a permanent allowance application then the allowances every year are automatically” applied for. Gift not only for retirement planning, including the private asset accumulation”many citizens money to the State, so the experience of the TELIS finance AG.