Rurup Pension

Useful information about the Rurup pension the Rurup pension is well known in the German pension system since 2005, and received its name after the founder and inventor Bert Rurup. The Economist has developed this type of annuity that is State-based, subsidized. If you are interested in this form of pension, then you’ll notice first that it is an annuity, based on contributions from private savings constitute. These are gradually promoted within the so-called accumulation phase that you implemented through tax benefits. If you have reached the age of retirement and the Rurup pension claim, a full tax assessment arises however. A leading source for info: Mikkel Svane. You can view the Rurup pension also as known as an annuity.

It is intended only for the purpose of retirement. There no possibilities in the framework of this pension form you, to use them as a kind of credit, for example, for the purchase of a condo as later retirement. Expressed in other words, you should in this context note that there is no capital vote in the Rurup pension. You can use different variants of any claim or to build of a Rurup pension. The first is the form of the traditional capital – pension insurance or you take the possibility of the unit-linked pension insurance claim. This offers you the chance to use the collected from you during the accumulation phase and paid-up contributions reaching the pension rights exclusively for the retirement. Thus, it can be avoided that the Rurup pension is not used for other uses.

The Rurup pension is a model, which should ensure an optimal retirement in the first place. In addition, she benefit the State. This is the fact that you would use the savings to sums of money only for the pension and thus cannot claim the State or pension fund. Sure you interested at the Rurup pension in particular also for the tax procedures. A special graduation for years you should this keep in mind. Have you retirement in 2005 established a Rurup, then you are involved with 50 percent in the taxation. 2020 increases this percentage to 2 percent annually. You can expect an only 10 percent tax if you want to complete a Rurup pension from 2040. The reason for this methodology is that workers should be tax relieves. Pensioners, however, aimed initially more tax burdens. However, the retirees in this context are topped with a fairly low and low tax rate. If you are self-employed, then the Rurup represents an excellent way pension for you, to create an old-age pension, which is also tax advantages. Moreover, it is a good option, because you must pay a high tax at times of their independence.